Lindsey Cowen - Your Insurance Agent for Life!

Protect your happiness with Life Insurance.

Reliable, Affordable Insurance.

About Lindsey Cowen

A mom of 4 beautiful kids and married to my soulmate since 2005, I've been helping people make the best decisions for themselves for the last 18 years. An entrepreneur at heart, my purpose is in helping people understand who they truly are and help them make the best decisions for their family.

I am passionate about meeting people where they are at and helping them to protect their legacy and pass on an inheritance to their children's children. I know the challenge of living on a fixed income and my promise is to never get you into a policy that you can't afford. That wouldn't be beneficial to either one of us and I want to assure that you have the coverage you need at the price you can afford.

Types of Insurance

I can help you with a variety of different types of life insurance. Some of them are listed below.

Whole Life Insurance

This is insurance that lasts your whole life. Your premium will stay the same and will never increase and you can draw from the cash value that you put into it. This is my preferred way to insure you.

Term Life Insurance

Want more coverage but can't afford the higher premiums? Term insurance allows you to insure yourself for a fixed amount of time and often you can withdraw the cash value from the amount once the term has come to an end.

Indexed Universal Life (IUL) Insurance

Indexed Universal Life Insurance, commonly known as IULs, combine the higher coverage of term life insurance along with the ability to draw cash value from whole life insurance. This is mainly targeted at wealth building while you live with the added benefit of a death benefit once you pass away.

Annuities

Do you have money in a 401K, IRA, Stocks, or Savings? Annuities are a great way to transfer that money into a high yield savings account that will never lose its value. With guaranteed high interest rates, this is the perfect way to prepare for retirement.

Infinite Banking

Infinite Banking is a concept where you can actually use the cash value in your life insurance to pay off debt, save for future purchases like homes or cars, and generally accumulate high interest while paying off your debts. This is the strategy that the Rockefellers, Walt Disney, Dale Carnegie, and countless others have used to make their money work for them rather than the other way around.

No 800 Number

A Real Life Human Being

Why Choose Me?

Never worry about calling an 800 number again. I will hold your hand through the process and will be your agent for life! All you have to do is call me and I will help you through whatever needs you may have. My promise to you is to always keep you and your family in mind when it comes to your insurance needs.

Knowledgable and Resourceful

Personalized Service

Frequently Asked Questions

How much does it cost?

I get it. The simplest thing to do would be to just put your information in and get a simple quote. But life insurance premiums vary based on age, health, and other factors. So the only way to really make sure that this is something you can afford is by talking with a real, live human to get your quote.

What if I already am insured through my job?

Your employer cares about you and wants to make sure that you are taken care of in case something happens to you while you are there. But what happens once you leave or get so sick you can no longer work there? Your insurance works like a company car in that you are only insured while working there. Let's get you something that will last your whole life so that you don't have to "die on the job" in order to be protected.

I got my life insurance a long time ago and don't want my rate to change

Good for you! You protected your family at an early age and that was the best thing you could do. Maybe you are considering adding coverage to leave a legacy behind to your grandkids? Let's chat.